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Balanced Financial Advice

Are my finances in balance with life and family plans? We offer individuals and families guidance in achieving this balance.

Our Services

Here’s how we can help:

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Financial Planning

Financial planning means something different to everyone. Some want to accumulate enough money to enjoy a comfortable retirement. Others want to ensure their family is provided for should they die unexpectedly.

A solid plan addresses not only your primary financial goal, but the entire financial picture. Let us help you develop a balanced plan.

Retirement Planning

Are you or a family member currently retired, or considering retirement? We can help you lay a secure foundation for your financial future. No matter your age or financial status, our effective strategies can help you reach your goals in retirement.

Estate Planning

Estate planning can feel daunting. But seeking the help of an experienced professional makes it manageable. We’ll help you allocate your assets and address any concerns about putting your estate in order. We also provide guidance on minimizing or eliminating estate taxes and probate costs.

Tax Planning

At Lagom Ridge, we know taxes. Our tax-saving strategies can help you reduce taxes on your income, estate, investments and retirement distributions

Our Advisors

We work as an advisory team and frequently collaborate in developing financial plans and investment strategies for our clients.

Ommund “Ben” Skaar

Ommund “Ben” SkaarEmail: benskaar@lpl.com
Phone: 651-435-4302

Ommund “Ben” Skaar was born in 1948. Ben graduated from the University of Iowa with a Bachelor of Business Administration degree in Accounting, Finance and Economics. He has been an investment advisor representative of Private Advisor Group and a registered representative of LPL Financial since January 2012. Prior to joining LPL, Ben was a registered representative of Askar Corp. from 1977-2011 and an investment advisor representative of Askar Advisors from 2005-2011.

Ben lives in Bloomington, MN. He enjoys traveling, fishing and spending time with his family.

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Mike Stern

Mike SternEmail: michael.stern@lpl.com
Phone: 651-435-4303

Mike has been guiding clients through the financial planning process for over 25 years. His areas of expertise include retirement income planning, educational funding planning and income tax planning.

In 2013, 2015, 2016, 2017, 2018, 2019, 2020 and 2021 Mike was named a Five Star Wealth Manager, a distinction presented to no more than 7% of local professionals. This award is based on criteria objectively measured by an independent research process and is designed to help consumers identify professionals who provide high-quality service.

Mike is a Twin Cities native and is married with three children. He enjoys most sports, traveling and reading.

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Trevor Skaar

Trevor SkaarEmail: Trevor.skaar@lpl.com
Phone: 651-435-4304

Trevor has been an Investment Advisor representative of Private Advisor Group since 2015 and a registered representative of LPL Financial since 2012.

Prior to LPL, Trevor worked for Askar Corp an independent Broker Dealer as a licensed administrative assistant. He studied Political Science and History at the University of Iowa and Metro State University.

Trevor currently resides in Saint Paul with his wife, daughter and Bulldog.

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The Meaning of Lagom

Lagom is a Swedish word that translates to “just the right amount.” Every client has a unique version of financial lagom, where their needs are met and goals are within reach. We help our clients achieve a state of lagom through sound advice and strategies. As the Swedish say, “lagom är bäst”—just the right amount is best.

Contact Us

Ready to discuss the balance between your life plans and finances? Contact us to schedule a meeting. 

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Lagom Ridge Advisors

1295 Northland Drive, Suite 215
Mendota Heights, MN 55120

Phone: 651-435-4300

Ommund “Ben” Skaar

Email: benskaar@lpl.com
Phone: 651-435-4302

Michael Stern

Email: michael.stern@lpl.com
Phone: 651-435-4303

Trevor Skaar

Email: Trevor.skaar@lpl.com
Phone: 651-435-4304